Lease & Installment Sales – Financing options to support business growth without significant initial investment

■ What are Lease & Hire Purchase? Lease and hire purchase are financial solutions that allow businesses to procure necessary machinery, equipment, vehicles, and more without requiring a large initial investment. IFS Capital pays the full amount of the asset to the seller, and the company then repays it in installments over 1 to 5 years.
- Lease Agreement (Rental Agreement): At the end of the contract, it is possible to purchase the asset at a predetermined price or return it to the lessor.
- Hire Purchase Agreement (Installment Purchase Agreement): Upon contract completion, ownership of the asset is automatically acquired.
This solution enables businesses to efficiently drive business growth while maintaining cash flow.
■ Benefits of IFS Capital's Lease & Hire Purchase
- No collateral required: The purchased asset itself serves as collateral.
- Avoid large capital investment: Easy cash flow management.
- Fixed interest rate during the contract period: Avoids interest rate fluctuation risk.
- Flexible repayment plan: 1 to 5 years available.
- Immediate asset introduction: Improves productivity and operational efficiency.
■ Eligible Assets for Lease & Hire Purchase
- Industrial Machinery – CNC machines, plastic injection molding machines, printing machines, lathes, metal cutting machines
- Construction & Heavy Equipment – Excavators, cranes, concrete mixers, container forklifts
- Commercial Vehicles – Trucks, trailers, vans, company cars
- Medical Equipment – X-ray machines, MRI, CT scanners
- Renewable Energy Equipment – Solar power systems, smart air conditioning systems
- Used Machinery – Can be used as collateral
■ IFS Capital Lease & Hire Purchase Application Process
- Apply for asset details: Identify the machinery/vehicles to be purchased..
- IFS Capital reviews and approves: Determines down payment, interest rate, and buyout price for lease agreements.
- After contract signing, assets are: Immediately available for use.
- IFS Capital pays the seller: No large initial investment required from the company.
- Ongoing support: Management support with tax and insurance renewal notifications.
■ Eligibility Requirements
- Legally registered company with 3+ years of business operation.
- Monthly sales of 3 million Baht or more.
- No history of arrears or defaults with financial institutions.
■ Required Documents
- Quotation for the asset to be purchased
- Company registration certificate
- P.P.30 (Value Added Tax Report) for the past 1 year
- Financial statements for the past 1 year
- Bank statements for the past 6 months
Achieve stable business growth without large capital investment with IFS Capital's Lease & Hire Purchase!